Owner financing made simple.
If you've been turned down by a traditional lender — or you're self-employed and tired of the runaround — Britex Property Solutions can finance your home purchase directly.
A way to buy a home where the seller — Britex Property Solutions — acts as the bank, so you don't need a mortgage from a traditional lender.
With owner financing (also called seller financing), you make a down payment and then monthly payments directly to us instead of to a bank. You take ownership of the home from day one and start building equity right away. It's a proven path to homeownership for buyers who don't fit the rigid mold that traditional mortgage lenders demand — especially self-employed buyers, business owners, and 1099 earners whose income is real but hard to document the way a bank wants.
Tell us about your income, down payment, and the home you want. Takes a few minutes.
We review your information for ability-to-repay and lay out clear, fair terms.
Sign, take ownership, and start building equity in your new home.
If you run your own business, drive for a living, contract, or earn 1099 income, you already know how hard banks make it to qualify — even when you can clearly afford the payment. We look at the full picture: your down payment, your time in business, your bank statements, and your ability to comfortably make the monthly payment.
You'll work with a licensed Residential Mortgage Loan Originator (RMLO) so everything is done by the book and in full compliance with federal lending rules — protecting both you and us.
Start My Pre-QualificationEvery deal is reviewed individually, but here's the framework most of our owner-finance homes follow:
| Term | What To Expect |
|---|---|
| Down payment | Typically 10%–20% down — the more you put down, the easier you qualify |
| Interest rate | Around 9.9% fixed (varies by deal and down payment) |
| Amortization | 40-year amortization to keep monthly payments affordable |
| Balloon | Balloon term typically 5–7 years — refinance or pay off by then |
| Servicing | ~$45/mo loan servicing fee, included in your payment |
| Compliance | Underwritten through a licensed RMLO for full ability-to-repay compliance |
These figures are a general illustration, not an offer of credit or a commitment to lend. Actual terms depend on the property, your down payment, and RMLO review.
Pre-qualifying is free, takes a few minutes, and puts no obligation on you. Find out where you stand today.
Pre-Qualify For A Home »Or call us now at (832) 962-0840
